Home Repair & Housing Rehabilitation Help in Scotts Bluff County, Nebraska
Home repair and rehabilitation funding in Scotts Bluff County comes mostly through state-administered federal programs plus local housing funds. The map shows which apply to a specific home.
Community Development Block Grant (CDBG)- Nebraska State-Administered Small Cities Program (state) - Acquisition of real property (an eligible CDBG activity), Demolition / clearance of slum and blight structures, Disposition of acquired property, Owner-occupied housing rehabilitation for LMI households (roofs, HVAC, ele. Amounts: Varies by category. Downtown Revitalization: $250,000 minimum to $435,000 maximum (2025-26 cycle; Scottsbluff received $435,000 in 2025). Pu. Administered by Nebraska Department of Economic Development. Program page.
CDBG Downtown Revitalization (DTR) (federal) - Downtown commercial building facade rehabilitation, Historic restoration of downtown structures, Removal of architectural/accessibility barriers, Business facade, signage, and code-compliance loans/grants, Downtown publi. Amounts: DTR implementation: minimum award $250,000; maximum CDBG project activity $400,000 (per the 2025 Application Guidelines opportunity chart; A. Administered by Federal CDBG. Program page.
CDBG Area Benefit (Low/Moderate-Income Area Benefit, "LMA") National Objective- Nebraska CDBG Program (federal) - Acquisition of real property (HUD matrix 01) that will be developed for a public or commercial purpose serving the LMI area (e.g., land for a neighborhood park, a redevelopment site), Clearance and demolition of building. Amounts: Varies by funding opportunity (LMA is an eligible national objective in DTR, ED, Planning, PWF, PWI, TD). Downtown Revitalization: $250,000. Administered by Funded by HUD. Program page.
Site and Building Development Fund (SBDF) (state) - Land and building acquisition, Building construction or rehabilitation (speculative/industrial-ready buildings), Site preparation, Infrastructure development and improvements, Engineering and design costs, Technical assi. Amounts: Typical awards roughly $250,000-$500,000 per project (as grant or, in some structures, a zero-interest loan). Total available varies by appr. Administered by Nebraska Department of Economic Development. Program page.
Civic and Community Center Financing Fund (CCCFF) (state) - Capital construction: building or improving libraries, recreation/wellness centers, gathering spaces, convention centers, town squares, and cultural centers, Conversion, rehabilitation, restoration, preservation, or reus. Amounts: Planning grants: $3,000 floor to $15,000 ceiling. Construction grants: $15,000 floor (note: a separate disaster/special provision sets a $10. Administered by Nebraska Department of Economic Development. Program page.
Nebraska Historic Tax Credit (NHTC) (state) - Rehabilitation/restoration construction and hard costs meeting the Secretary of the Interior's Standards for Rehabilitation, Architectural, engineering, and design fees, Accounting and legal fees tied to the rehab, Costs. Amounts: Credit = 20% of eligible rehabilitation expenditures. Per-project cap of $2 million in credits. Statewide annual allocation of $2 million (a. Administered by Jointly administered by History Nebraska / Nebraska State Historical Society. Program page.
NIFA Homebuyer Assistance Program (HBA)- down-payment/closing-cost second mortgage, layered on a NIFA First Home or Welcome Home first mortgage (state) - Down payment on an owner-occupied primary residence purchase, Closing costs / prepaid items, Paired with a NIFA first-mortgage (First Home, First Home Targeted, or Welcome Home)- Conventional, FHA, USDA Rural Development. Amounts: Second mortgage = up to 5% of the home's purchase price, capped at $10,000. Buyer must contribute a minimum of $1,000 of their own funds. Fi. Administered by Nebraska Investment Finance Authority. Program page.
Federal Low-Income Housing Tax Credit (LIHTC, 9% and 4%) + Nebraska Affordable Housing Tax Credit (AHTC) (state) - New construction of affordable rental housing, Acquisition plus substantial rehabilitation of existing rental housing (incl. distressed/older buildings), Rehabilitation/preservation of existing affordable units, Adaptive. Amounts: No fixed per-project dollar cap published; NIFA awards only the amount of combined federal LIHTC + state AHTC "necessary to make the project. Administered by Nebraska Investment Finance Authority. Program page.
Nebraska Affordable Housing Trust Fund (NAHTF) (state) - Homebuyer new construction (single-family for-sale units), Purchase/Rehab/Resale (PRR) of existing units for resale to income-eligible homebuyers, Homebuyer (down payment / closing cost) assistance, secured by Deed of Tr. Amounts: Housing Development: up to $750,000 total for Primary plus Support Activities (excludes General Administration, Housing Management, and Lead. Administered by Nebraska Department of Economic Development. Program page.
Weatherization Assistance Program (NeWAP) - Nebraska (federal) - Attic, wall, and floor insulation, Air sealing - caulking and weather stripping around windows and doors, Door weatherstripping and sweeps, Duct sealing, Furnace/heating system efficiency inspection, tune-up, and safety. Amounts: No cash to the applicant; services delivered in-kind at no cost. Statewide average value of weatherization services provided is approximatel. Administered by Federally funded. Program page.
Dollar and Energy Saving Loans (DESL) (state) - Insulation (attic, roof, ceiling, wall), weather-stripping, air sealing, Replacement windows, doors, siding, HVAC: high-efficiency furnaces, air conditioners, heat pumps, boilers, Water heating systems, ENERGY STAR appli. Amounts: Loan caps by borrower/project type: $125,000 (1-2 family dwellings); $250,000 (multifamily 3+ units and telecom projects); $500,000 (busines. Administered by Nebraska Department of Water, Energy, and Environment. Program page.
City of Scottsbluff Tax Increment Financing (TIF) (city) - Acquisition costs of redevelopment project sites, Site preparation, demolition, grading, and other pre-development work prior to construction, Public improvements on, adjacent to, or in the general vicinity of the projec. Amounts: No fixed cap. TIF proceeds equal the financeable value of the incremental property-tax revenue the new development generates over the term (. Administered by City of Scottsbluff Community Redevelopment Authority. Program page.
City of Scottsbluff- LB840 Local Option Municipal Economic Development Fund (city) - Direct loans or grants to qualifying businesses for fixed assets and/or working capital, Forgivable loans tied to job-creation/performance (committee may split an award part-grant/forgivable, part-repayable non-forgivabl. Amounts: Small Business Assistance: historically capped at $10,000 or 50% of project cost; raised by 2025 amendment to a maximum of $25,000 per busin. Administered by City of Scottsbluff Economic Development Department. Program page.
Opportunity Zone Investment Incentive (Qualified Opportunity Fund capital-gains tax incentive)- OZ 1.0 (2018) and OZ 2.0 (OBBBA 2025) (federal) - Acquisition of real property (land and buildings) inside a designated OZ tract, when bought by/contributed to a QOF, New construction / ground-up development on OZ parcels, Substantial rehabilitation of existing building. Amounts: No fixed dollar amount or award- the benefit scales with the investor's deferred capital gain and the project's appreciation. Value = (a) de. Administered by Federal tax incentive administered by the IRS / U.S. Treasury. Program page.
USDA Single Family Housing Direct Home Loan (Section 502 Direct) (federal) - Purchase of an existing modest single-family home (owner-occupied), New construction of a home, Repair, renovation, or rehabilitation of a home being purchased, Relocation of a home, Purchase and preparation of a site, i. Amounts: No fixed program cap; the maximum loan equals the lesser of the applicant's repayment ability and the USDA area loan limit for the county wh. Administered by USDA Rural Development, Rural Housing Service. Program page.
USDA Single Family Housing Repair Loans & Grants (Section 504) (federal) - Roof, foundation, and structural repairs, Health and safety hazard removal (electrical wiring, plumbing, heating/HVAC), Accessibility improvements for elderly/disabled (ramps, grab bars, widened doors), Modernization of. Amounts: Loan: up to $40,000 maximum outstanding balance. Grant: up to $10,000 lifetime (raised to $15,000 in presidentially declared disaster areas). Administered by USDA Rural Development. Program page.
USDA Community Facilities Direct Loan and Grant Program (CF Direct) (federal) - Acquisition (purchase) of real estate/sites and existing buildings for an essential community facility, New construction of essential community facilities, Rehabilitation/improvement and expansion of existing community f. Amounts: No statutory per-project cap on direct loans; loans commonly range from roughly $50,000 to $10,000,000+ subject to annual appropriations and. Administered by USDA Rural Development. Program page.
USDA Rural Energy for America Program (REAP) - Renewable Energy Systems & Energy Efficiency Improvement Grants and Guaranteed Loans (federal) - Renewable energy systems: commercial/agricultural solar PV generation, Wind generation, Geothermal (electric and direct-use), Small hydropower (under 30 MW), Biomass / biofuels (biodiesel, ethanol, anaerobic digesters, s. Amounts: Renewable energy system grants: $2,500 minimum to $1,000,000 maximum. Energy efficiency improvement grants: $1,500 minimum to $500,000 maxim. Administered by USDA Rural Development, Rural Business-Cooperative Service. Program page.
SBA 504 / CDC Loan Program (Certified Development Company Loan) (federal) - Owner-occupied commercial real estate acquisition, Building construction and renovation/modernization, Land and land improvements, Long-term machinery and equipment, Eligible debt refinancing. Amounts: CDC/SBA debenture (the 504 second-lien portion) covers up to 40% of total project cost. NEDCO range $50,000 minimum; SBA debenture max $5.0. Administered by U.S. Small Business Administration. Program page.
SBA 7(a) Loan Program (federal) - Acquisition of commercial real estate and buildings (purchase of a parcel/lot or building for owner-occupied business use), Construction of new buildings / ground-up development on a parcel, Renovation, improvement, and. Amounts: Up to $5 million per 7(a) loan (SBA Express and Export Express variants cap at $500,000). SBA's maximum guaranty exposure is $3.75 million.. Administered by U.S. Small Business Administration. Program page.
HOME Investment Partnerships Program (HOME)- Nebraska State-Administered (DED) (federal) - Acquisition of property/land for affordable housing, Rehabilitation of owner-occupied and rental housing, New construction of affordable single-family and rental units, Homebuyer down-payment/purchase assistance (purchas. Amounts: Varies by project and annual allocation; typically tens of thousands to several hundred thousand dollars per project (CHDO set-aside is 15%. Administered by U.S. HUD. Program page.
HOME-ARP (HOME Investment Partnerships- American Rescue Plan)- Nebraska (federal) - Acquisition of property for affordable/supportive rental housing, New construction and rehabilitation of affordable rental housing, Tenant-based rental assistance, Supportive services and non-congregate shelter (program-. Amounts: Project-scale; typically hundreds of thousands per development.. Administered by U.S. HUD. Program page.
HUD Section 108 Loan Guarantee Program (via Nebraska DED for non-entitlement communities) (federal) - Acquisition of real property / site assembly, Clearance, demolition, and site improvements, Rehabilitation of publicly or privately owned buildings, Construction of public facilities and infrastructure tied to redevelopm. Amounts: Typically $500,000 to $140,000,000 (project scale); for small Nebraska communities, capped by ~5x the available CDBG pledge.. Administered by U.S. HUD. Program page.
FHA 203(k) Rehabilitation Mortgage Insurance (Standard and Limited) (federal) - Acquisition + rehabilitation of a 1-4 unit owner-occupied home in one loan, Structural repairs, additions, modernization (Standard 203(k)), Non-structural repairs and improvements up to the Limited cap (Limited 203(k)),. Amounts: Up to FHA county loan limits for the area; Limited 203(k) rehab portion capped at $75,000 (up to $50,000 in QOZs under prior guidance; confi. Administered by U.S. HUD / Federal Housing Administration. Program page.
FHLBank Affordable Housing Program (AHP)- Competitive (regional) - Acquisition of property/land for affordable housing, New construction of affordable rental or ownership housing, Rehabilitation of existing housing (including conversions, e.g., to senior housing), Gap/subsidy financing. Amounts: Up to $75,000 per unit and up to $1,500,000 per project (2026 round; at least ~$29.3M available district-wide).. Administered by Federal Home Loan Bank. Program page.
Federal Historic Rehabilitation Tax Credit (20%) (federal) - 20% credit on certified historic rehab. Administered by NPS and Nebraska SHPO.
Rural Workforce Housing Fund (RWHF)- Nebraska DED, with NIFA Rural Workforce Housing Match Program (state) - New owner-occupied housing (cost cap, recently $325, 000/unit), New rental housing units (cost cap, recently $250, 000/unit), Substantial rehab where cost to rehab exceeds 50% of a unit's assessed value, Upper-story (dow. Amounts: Statewide RWHF rounds historically ~$10M-$20M; NIFA RWH match up to $250,000 per recipient and not more than 33% of total proposed investmen. Administered by Nebraska Department of Economic Development. Program page.
Brownfields Assistance Section 128(a) Assessments (free Phase I/Phase II ESAs) (state) - Phase I Environmental Site Assessment (records review, site reconnaissance, interviews), Phase II ESA (soil and groundwater sampling and analysis), Drinking-water well sampling; testing for asbestos, lead-based paint, an. Amounts: $0 cost to the applicant- assessments are performed at no charge using EPA 128(a) funds through DWEE's contractor.. Administered by Nebraska DWEE. Program page.
Brownfields Section 128(a) Asbestos Cleanup Cost-Share Program (state) - 50% of the cost of asbestos removal and disposal, In limited cases, partial assistance with disposal costs for demolition of condemned buildings containing lead-based paint and/or asbestos or contaminated with hazardous. Amounts: DWEE matches 50% of asbestos removal/disposal cost, up to $20,000 per project.. Administered by Nebraska DWEE. Program page.
Rural Nebraska Historic Preservation (RNHP) Grant- History Nebraska / SHPO (state) - Rehabilitation, restoration, stabilization, and preservation of historic structures, Exterior work on private homes, Architectural/engineering consultation (up to ~20% of project cost). Amounts: Recent cycle: ~$327,890 available statewide; individual awards roughly $10,000-$75,000.. Administered by History Nebraska. Program page.
Certified Local Government (CLG) Grants- History Nebraska / SHPO (state) - Historic property surveys (intensive-level / reconnaissance), National Register nominations, Design guidelines and preservation planning, Structural assessments and feasibility studies, Education, training, and conferenc. Amounts: Small matching subgrants (typically a few thousand to low five figures per project), drawn from the 10% CLG set-aside of the state's HPF all. Administered by History Nebraska SHPO. Program page.
Panhandle Area Development District (PADD) Revolving Loan Fund (RLF) (regional) - Real estate / land acquisition, Building purchase, Building renovation and rehabilitation, Machinery and equipment, Working capital and inventory, Business startup, expansion, and ownership transition. Amounts: Gap financing typically a minority share of total project cost (RLFs commonly cap gap participation around 25-40% of project); exact ceiling. Administered by Panhandle Area Development District. Program page.
Nebraska Homestead Exemption (Property Tax Relief) (state) - Exemption of part or all of an owner-occupied home's taxable value from property tax. Amounts: Part or all of the home's taxable value, on a sliding scale by household income and home value.. Administered by Nebraska Department of Revenue, Property Assessment Division. Program page.
NDOT Local Assistance Federal-Aid Programs (TAP Sidewalks/Trails, HSIP Safety, Off-System Bridges) (state) - Sidewalks, trails, bike/pedestrian, ADA, Safe Routes to School (TAP), Safety projects: guardrail, signing/signage, lighting, intersections (HSIP), County bridge replacement/rehabilitation off the federal-aid system (BRO). Amounts: TAP: about $47M statewide, $500,000 minimum federal request. HSIP: 80-90% federal share. BRO: per NDOT bridge program allocation.. Administered by Nebraska Department of Transportation, Local Assistance Division. Program page.
How matching works
Pick any parcel in Scottsbluff, Gering, Terrytown, Mitchell, Minatare, Morrill, Lyman, Melbeta, Henry, or McGrew and the map runs its facts- zoning, use, overlays (TIF/CRA, CDBG low-to-moderate-income areas), and project details- through a deterministic eligibility engine. Every answer cites a first-party authority.
Program facts summarize each administering body's published materials; follow the program links for current deadlines and rules.
Common questions
How many programs does this cover in Scotts Bluff County?
34 programs are listed on this page (city, federal, regional, state). Each names the office that runs it and links that office's own page. The list is rebuilt from the funding catalog every time the site publishes, so it does not go stale between updates.
Does it cost anything to use this?
No. The program list, the parcel map, and the matching are free to use, with no account and no sign-up. Build Scotts Bluff charges only automated AI agents that call the data API.
Who do I contact to apply?
4 of these are run locally or regionally, so that is usually the first call. Every entry above names its administering body and links its program page; apply through that office, not through this site.
How do I know which ones my property qualifies for?
Open the map, pick the parcel, and the eligibility engine runs that lot's own facts -- zoning, use, and overlays such as TIF/CRA and CDBG low-to-moderate-income areas -- against each program's published rules. Every answer cites a first-party authority.