Funding and Grants

NIFA Homebuyer Mortgage and Down-Payment Assistance

NIFA Homebuyer Mortgage and Down-Payment Assistance is a state of nebraska funding program available in Scotts Bluff County, Nebraska. Below-market first mortgages (First Home, Welcome Home, Military Home) and 1 percent second-mortgage down-payment assistance for eligible buyers.

LevelState of Nebraska
AdministratorNebraska Investment Finance Authority (NIFA), through participating lenders
Who can applyStatewide (Any Scotts Bluff County Buyer Who Meets Income and Price Limits)

Check which parcels qualify on the map See all funding programs

Who qualifies

The buyer meets NIFA income limits for the county and household size and the home is within the program price limit.
First Home is for first-time buyers; Welcome Home is open to repeat buyers; the home is the buyer's primary residence.

This program is available throughout Scotts Bluff County, Nebraska.

Funding terms

A NIFA-set first-mortgage interest rate plus optional Homebuyer Assistance (second mortgage at about 1 percent) for down payment and closing costs. A Build Home option offers a construction rate-lock. Rates float daily.

What you need to apply

Lender Pre-qualification
Income Documentation
Homebuyer Education (Where Required)

The rule behind this program

Every eligibility statement on this page traces to first-party authority (corpus version 2026.06).

Program Guidance: NIFA First Home / Welcome Home / Homebuyer Assistance

Need help applying? Build Scotts Bluff offers lending coordination for Scotts Bluff County, Nebraska. See lending coordination services.

Advisory only. Eligibility is a deterministic read of public program rules as of the cited corpus version and is not legal advice or a guarantee of funding; every determination must be reviewed against the live program and counsel.