Funding and Grants

USDA Single Family Housing Repair Loans & Grants (Section 504)

USDA Single Family Housing Repair Loans & Grants (Section 504) is a federal funding program available in Scotts Bluff County, Nebraska. Low-interest repair loans for very-low-income rural homeowners, plus grants (age 62+) to remove health and safety hazards.

LevelFederal
AdministratorUSDA Rural Development (Scottsbluff area office)
Who can applyEligible Rural Areas of Scotts Bluff County

Check which parcels qualify on the map See all funding programs

Who qualifies

The applicant owns and occupies the home, is very-low-income, and cannot obtain affordable credit elsewhere.
Grants are limited to homeowners age 62 or older who cannot repay a repair loan; grant funds may only remove health or safety hazards.

This program is available throughout Scotts Bluff County, Nebraska.

Funding terms

Loan up to $40,000 at 1 percent fixed for up to 20 years; lifetime grant up to $10,000 ($15,000 in a declared disaster area); loan and grant combinable up to $50,000. USDA-published figures, verify by fiscal year.

What you need to apply

Proof of Ownership and Occupancy
Income Documentation
Scope of Repairs
USDA Section 504 Application

The rule behind this program

Every eligibility statement on this page traces to first-party authority (corpus version 2026.06).

Program Guidance: USDA Rural Development, Single Family Housing Repair Loans & Grants

Need help applying? Build Scotts Bluff offers lending coordination for Scotts Bluff County, Nebraska. See lending coordination services.

Advisory only. Eligibility is a deterministic read of public program rules as of the cited corpus version and is not legal advice or a guarantee of funding; every determination must be reviewed against the live program and counsel.